Retirement

What You’ll Learn

This chapter introduces the basics of retirement planning, including why early planning matters, how retirement accounts work, and the importance of setting goals for future financial security.

Key Takeaways:

• Why early planning helps prepare for long-term expenses

• Common retirement accounts like 401(k)s and IRAs

• The role of Social Security as a partial retirement income

• How investments, budgeting, and saving contribute to retirement readiness